A List of Restaurants That Accept Apple Pay

If you’re an Apple Pay user, you know the convenience and benefits of this wonderful payment method. The only problem is that not all places, especially restaurants will accept it. It’s a shame that many do not, but I’ll show you some of the ones that do so you will know where to eat.

While I will provide you a list of some of the more popular eating establishments that accept Apple Pay, you will be glad to know that you can also use your phone to find the ones near you that take it. This can be a great way to choose where you’re going to eat.

My name is Eric and I am a computer and technology enthusiast with many years of experience. I love when we can use technology to make things easier and Apple Pay is a great example of one that can help improve our everyday lives.

If you would like to learn more about restaurants that do accept it, and how you can use your Apple device to easily find others, keep reading and we will explore this some more.

Restaurant List

As you would expect, there are now tons of places to eat where you can use Apple Pay to pay for your meal. It would be nearly impossible to give you a complete list because there are already so many and more are being added all the time.

In the lists below I will cover some of the more popular ones and I have also categorized the restaurants into 4 different types. They are fast food, quick serve, full service, and specialty. I will briefly explain each type at the beginning of each list.


I’m sure you are familiar with fast-food restaurants. If not, no problem. They are the ones in which you order your food at the counter or a drive-thru and they have your food ready either immediately or very quickly. 

The food is usually served in disposable containers or packaging so it is easy to take with you and eat on the go. It is normally cooked or heated up rapidly from the back kitchen and served to you as quickly as possible at the counter or drive-thru providing fast and tasty meals.

Below is a list of some of the more popular fast-food chains that will accept Apple Pay.

  • McDonald’s
  • Burger King
  • Taco Bell
  • Chick-fil-A
  • KFC
  • Hardees
  • Jack in the Box
  • Popeye’s
  • In-N-Out Burger

Quick Serve

Quick serve restaurants have become very popular in the last decade. They are the ones in which you still order at the counter and get your food fairly quickly but you still get some level of service such as a person bringing the food or drinks to your table.

Many times you will watch them make your food right behind the counter and the quality of the ingredients is often a step up from what you would get from fast food. I’m sure you will recognize some of the ones we have listed below that do accept Apple Pay.

  • Chipotle
  • Panera Bread
  • Panda Express
  • Subway
  • Jersey Mike’s
  • Jimmy Johns
  • Five Guys
  • Qdoba

Full Service

These are the traditional dining places where you sit down at a table and a waiter or waitress takes your order, brings your food, refills your drinks, brings your bill, and all of that. From diners to chain restaurants, to fine dining, many now take this form of payment.

  • Chili’s
  • Outback Steakhouse
  • Olive Garden
  • IHOP
  • Waffle House
  • Hooters
  • Denny’s
  • Johnny Rockets
  • Buffalo Wild Wings


This category encompasses those places which specialize in a specific type of food or beverage. They may have other items but their main focus is on one specialty such as a pizza place, coffee shop, or a donut or cookie store.

They have been around forever, but current trends have created many new specialty restaurants where you can get some delicious items. 

These are springing up everywhere and one of the great things about these newer places is Apple Pay can be used as a form of payment at many of them. Below are some of the most common ones that you are probably already familiar with.

  • Starbucks
  • Baskin Robbins
  • Ben & Jerry’s
  • Cold Stone
  • Dairy Queen
  • Dominos
  • Dunkin’ Donuts
  • Jamba Juice
  • Krispy Kreme
  • Little Ceasars
  • Papa Johns
  • Peet’s Coffee
  • Pizza Hut
  • Wingstop
  • Crumbl
  • Auntie Annie’s

What if the Restaurant I Want Does Not Accept Apple Pay?

If the restaurant you are looking for does not take Apple Pay, there may be another way around this and that is through a food delivery service. Delivery apps, let you order and have food delivered from a variety of restaurants, and your payment is made to the delivery service.

If the restaurant you want does not accept Apple Pay, no worries because almost all of the popular delivery services such as DoorDash, UberEats, GrubHub, and others will take apple pay. The only catch is you need one that has your restaurant and you will have to eat at home.

Use Apple Maps to Find Nearby Restaurants That Take Apple Pay

The restaurants that accept Apple Pay are changing all the time and also you probably have many local ones that I have not listed that may take it. Did you know that there is an easy way to use your iPhone and Apple Maps to find which restaurants near you will accept it?

It’s very easy, just follow the steps below and you can find one near you.

Step 1: Launch Apple Maps on your phone.

Step 2: Search for restaurants or even restaurants Apple Pay.

Step 3: You will see the location of the restaurants on your map.

Step 4: Tap on one of them to see the details about it.

Step 5: Scroll down to the Good to Know section and look for the Apple Pay symbol next to it.

How to Pay At a Restaurant With Apple Pay

Using Apple Pay at a restaurant is quick and convenient. It is also very secure and there is no need to carry your wallet or purse when dining at a place that accepts it. Using it at a restaurant is no different than using it at a retail store or any other place.

Just open the wallet app, select the payment source you want to use and then hold your device near the NFC reader, and you’re all set. It’s easy and contactless which helps to prevent the spread of germs and illness.

If you want to learn more about how to pay with Apple Pay, take a look at Apple support for more information.

Final Words

Apple Pay is a great way to use technology to pay for things and when it comes to restaurants it makes paying your bill extremely easy. As you can see from our list above, many food places do take it and you can find more restaurants very easily by using your iPhone and Apple Maps.

What is your favorite restaurant that takes Apple Pay? Let me know, I would love to hear from you.

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