You can get cash back with Apple Pay, but there are some parameters to keep in mind to make this happen. The location needs to accept Apple Pay, and you need to have a debit or credit card linked to your Apple Pay account.
This post will explore if you can get cash back with Apple Pay. I’ll explain how it’s possible to get cash back and provide you with some other important information. I’ll also highlight the difference between cash back with Apple Pay and an Apple Card.
Let’s get to it.
Contents
Key Takeaways
- You can get cash back with Apple Pay as long as the location you are shopping accepts Apple Pay and offers cash back on purchases.
- You need to have a debit or credit card linked to your Apple Pay account in order to get cash back.
- Cash back from the register at a retailer using Apple Pay is different than cash back into your credit account when you use an Apple Card associated with Apple Pay.
Can You Get Cash Back with Apple Pay?
It is possible to get cash back with Apple Pay, but there are a few key factors that relate to this you need to know about a few key factors related to this. You can’t get cash back at every location you want to, and you also should understand the difference between cash back types.
Cash back can be interpreted in two primary ways. You can withdraw cash from a register at a store or other place of purchase. You can also get cash back to your credit or debit account you use to make purchases.
Both of these situations allow you to get cash back with Apple Pay. But let’s take a closer look at each, so you understand everything you need to know related to cash back and Apple Pay.
Apple Pay Cash Back at Register
If you are trying to get some hard cash after you make a purchase at the register, this is possible to do with Apple Pay. But you can’t do it at every store in the world, so you first need to ensure wherever you are shopping accepts Apple Pay.
Not every location that accepts Apple Pay offers cash back. This is typically a store-to-store policy, in the same way that not every store accepts every type of credit card.
So, if the store you are shopping at offers cash back and accepts Apple Pay, you can get cash back at the register. But you must also have a credit or debit card linked to your Apple Pay account to make this happen.
As long as all of these factors line up, you can get cash back at the register. There might be limits on how much cash back you can get, but you should still be able to get anywhere from a few dollars to a few hundred dollars easily.
This same advice applies to using Apple Pay to get cash back at an ATM. As long as the ATM accepts Apple Pay and you have a linked card to the account, you should be able to get cashback.
Apple Pay Cash Back on Purchases
Cashback can also be interpreted as a certain percentage of the money you get back on everyday purchases from various stores, retailers, and other locations. This isn’t getting cash in your hand at the registers but cash credited back to your account based on how much you spend.
If you have an Apple Card linked to your Apple Pay account, you qualify for cash back on most purchases. This is typically 2% of whatever you spend, so it can really add up if you spend a lot of money on your Apple Card.
There are also some restrictions in place as to what retailers and locations your Apple Card can be used to get cash back. You should check the fine print with your Apple Card account for the full details.
If you have a different type of credit or debit card linked to your Apple Pay account, you still might be able to get cash back. But it depends on the policy of that particular account, and the exact percentage of cash back can vary.
FAQs
Here are a few short answers to some of the most commonly asked questions related to if you can get cash back with Apple Pay.
What stores give cash back with Apple Pay?
Many stores give you cash back with Apple Pay when you use your Apple Card to make a purchase. Many other retailers allow you to get cash back from the register when you make a purchase.
Can you get cash back at ATM with Apple Pay?
It is possible to get cash back at an ATM with Apple Pay, but the ATM needs to accept Apple Pay, and you need to have a debit or credit card linked to your Apple Pay account. Not all ATMs will accept Apple Pay.
Can I get cash out using Apple Pay?
You can get cash out using Apple Pay if the location you want cash from accepts Apple Pay and you have a debit or credit card linked to your Apple Pay account. If you don’t have these in place, you won’t be able to get cash.
How do I use Apple Pay at an ATM?
You can easily use Apple Pay at an ATM just like you would use the app for other forms of payment. The ATM must accept Apple Pay, which not every location does. You can open Apple Pay from your Wallet app and complete the transaction.
Final Thoughts
You can use Apple Pay to get cash back from the register, ATM, or through everyday purchases from certain locations. If you have an Apple Card, you can get 2% cash back into your account every month on purchases.
If you want to get physical cash back at the register or ATM, you must first ensure that your location accepts Apple Pay. If it does, you’ll be able to get cash back as long as you have a debit or credit card account linked to your Apple Pay account.
Have you ever used Apple Pay to get cash back? Did you do it at the register or through daily purchases? Let me know in the comments below.
