You can add and verify a USAA card for Apple Pay through the Wallet app on your iPhone or the USAA Mobile app. You can only use the USAA American Express Credit Card through the Apple Pay app.
This post will show you how to verify a USAA card for Apple Pay. I’ll walk you through the steps of adding your USAA card to Apple Pay and show you how the verification process works. I’ll also provide some other relevant information.
Let’s dive in.
Contents
Key Takeaways
- You can use the USAA Mobile App or the Wallet app on your iPhone to add a USAA card and get it verified.
- You can only add and verify USAA American Express Credit Cards through Apple’s Wallet app. All other USAA cards need to be added and verified through the USAA Mobile App.
- Verification is an important step for consumer security and is required for any type of card you want to use with Apple Pay.
How to Verify USAA Card for Apple Pay
If you have a USAA card and want to link it to Apple Pay, it’s easy to do. Verifying your card is part of the process that ensures the card belongs to you and there isn’t someone trying to use it without your knowledge.
Before I get into the steps of how to make this happen, it’s important to touch on a few important things. First, you can add the USAA American Express Credit Card to Apple Pay using the Wallet app on your iPhone.
If you have already added a card to Apple Pay, you know the process is pretty easy in the wallet app. But if you have a different type of USAA card other, you’ll need to use the USAA Mobile App to verify it.
Follow these steps to verify a USAA American Express Credit Card for Apple Pay:
1. Open the Wallet app on your iPhone
2. Tap the + icon on the upper right side of the screen
3. Tap Debit or Credit Card
4. Tap Continue if you see an initial prompt about Apple Pay
5. Add your USAA American Express Credit Card by scanning it within the frame or tap Enter Card Details Manually to type in all the details
6. Apple Pay will now attempt to verify the card by having you enter personal information like the last four digits of your social security number or your phone number. Enter this information when you see it.
7. You’ll also get another text or email message for two-factor authentication. Respond to this message with the requested information, and you should be all set.
If you have a different type of USAA card, you can’t use Apple Pay directly to add and verify it. Instead, you’ll need to use the USAA Mobile App.
Follow these steps to add and verify different types of USAA cards:
1. Download the USAA Mobile App from the App Store
2. Log into your USAA account in the Mobile App
3. Select the Account Summary for whatever card you want to add to Apple Pay
4. Select Add to Apple Wallet
5. Now open the Wallet app on your iPhone and see if the card is available. You might need to go through similar verification steps by confirming personal information and responding to a message for further verification.
USAA Apple Pay ATM
Once you verify your USAA card to Apple Pay using the Wallet app or the USAA Mobile App, you can withdraw cash from an ATM if your card allows for that. This can be a very convenient way to get access to money when you need it.
You need to ensure that the ATM you want to make a withdrawal from accepts Apple Pay to do this. Not every ATM does, so check around before you go out to avoid wasting time and effort.
But as long as the ATM accepts Apple Pay, you can use your iPhone like a wireless ATM card to withdraw as much cash as you’re allowed to. You might not be able to make withdrawals if you use a credit card instead of a debit card with your Apple Pay account.
FAQs
Here are a few quick answers to some of the most commonly asked questions related to how to verify a USAA card for Apple Pay.
How can I verify my card for Apple Pay?
When you add a card to the Wallet app on your iPhone, the app will prompt you to complete the verification process. You’ll likely need to type in the last four numbers of your SSN or phone number and verify through a text or email message.
Why can’t I verify my card with Apple Pay?
You may be unable to verify your card with Apple Pay for several reasons. Not every card issuer allows the use of Apple Pay and sometimes, there can be restrictions in place that prevent verification from happening.
Does USAA support Apple Pay?
USAA does support Apple Pay, and you can use your USAA accounts with the mobile payment app. To add and verify a USAA card into Apple Pay, you need to either use the Wallet app on your iPhone or the USAA Mobile App, depending on which card you want to add.
Where is Account Summary on the USAA app?
The Account Summary is a tab within the USAA app. It should be easy to locate from the main screen of the app. Make sure you select whatever account you want to view and keep your app and phone updated, so everything works properly.
Final Thoughts
Verifying a USAA card for Apple Pay is simple, and you can do it using the Wallet app on your iPhone or through the USAA Mobile App. Once verified, you can use the card as your Apple Pay payment wherever those cards are accepted.
Remember that you can only add and verify the USAA American Express credit card directly through the Wallet app on your iPhone. For all other USAA cards, you’ll need to use the USAA Mobile App.
Have you ever used a USAA card with Apple Pay? Was it easy to add and verify? Let me know in the comments below.
